Long-term care programs provide help with everyday life tasks because of a prolonged health problem or following a major illness, injury or surgery. VRS administers the Virginia Sickness and Disability Program (VSDP) Long-Term Care Plan, the Commonwealth of Virginia (COV) Voluntary Group Long Term Care Insurance Program, and the Virginia Local Disability Program (VLDP) Long-Term Care Plan.
VSDP Long-Term Care Plan (State Employees)
Employer-paid program for state employees covered under the Virginia Sickness and Disability Program (VSDP).
VLDP Long-Term Care Plan (Hybrid Plan Local Employees)
Employer-paid program for employees in the VRS Hybrid Retirement Plan whose school division or political subdivision participates in the Virginia Local Disability Program (VLDP).
COV Voluntary Group Long Term Care Insurance Program
Employee-paid program for state employees and for employees of school divisions and political subdivisions that have elected to offer the program, and select family members.